Episode 03 · 24 Jun 2025

One Sign, One Story: The CA Behind the Influencer

Shubham Maloo — Founder, Shubham Maloo & Co.

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What we covered

  • How he became a CA — and why
  • Balancing clients and content
  • CA versus creator: which pays more
  • Legal structures for startups: LLP or Pvt Ltd
  • What it costs to start a tech startup
  • Saving tax, managing GST and hiring smart
  • Should founders outsource legal, HR and accounting
  • SaaS versus IT services
  • IP, FEMA, funding, SAFE notes and startup red flags

Full transcript

Lightly edited for readability.

00:00 — Introduction

Harry: [Replace with the real transcript. Keep the timestamped headings — they are what makes this page rank and what lets someone scan an hour of audio in thirty seconds.]

Shubham Maloo: [Guest response.]

00:45 — How he became a CA — and why

Harry: [Continue.]

03:20 — CA versus creator: which pays more

Harry: [Continue.]

08:45 — Legal structures for startups: LLP or Pvt Ltd

Harry: [Continue.]

10:30 — What it costs to start a tech startup

Harry: [Continue.]

12:15 — Should founders outsource legal, HR and accounting

Harry: [Continue.]

14:00 — SaaS versus IT services

Harry: [Continue.]

15:40 — IP, FEMA, funding, SAFE notes and startup red flags

Harry: [Continue.]

17:30 — Saving tax, managing GST and hiring smart

Harry: [Continue.]

SM

Shubham Maloo

Founder, Shubham Maloo & Co.

Shubham is a Chartered Accountant who became a content creator, translating finance for an audience that was never going to open a textbook.

Guest profile →

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